109 MARTINDALE CENTER FOR THE STUDY OF PRIVATE ENTERPRISE JOSEPH GUSTAV MAASS Gus is a Davis United World College Scholar and Gilman Scholar, graduating from Le- high University in December 2026 with a B.S. in economics and finance. He has experience in public-interest credit with the Rising Tide Community Loan Fund and at TD Bank, where he will work in government banking after graduation. At Lehigh, he is a veteran Technology, Research, and Communication Fellow; founding president of the Lehigh Impact Finance Association; and an alumnus of Lehigh in Granada and LehighSiliconValley. He is currently supporting the Lehigh University/ United Nations partnership as a program intern in his final semester. OECD. (2023). OECD economic surveys: Croatia 2023. PwC. (2025). Croatia: Corporate - tax credits and incentives. Rebaudo, S. (2025, March 5). Explainer: Why Italy's bond spread over Germany has dropped below 100 basis points. Reuters. S&P Global. (2025, September 12). Croatia 'A-/A-2' ratings affirmed; outlook positive. Uran, V., & Krajcar, S. (2009). Feed-in tariff and market electricity price comparison: The case of cogeneration units in Croatia. Energy Policy, 37, 844–849. doi: 10.1016/j.enpol.2008.10.035 World Bank. (2020). Project information document (Report no. PIDC27965). World Bank Group. (2024). Croatia country report: A study of financial and business support instruments available to businesses during financial distress, insolvency, and re-start stages. World Bank Group. (2025a). Bank nonperforming loans to total gross loans (%). World Bank Group. (2025b). GDP growth (annual %) – Croatia. World Bank Group. (2026). Central Europe National Innovation Systems Assessment: Country report: Croatia (EU Regular Economic Report 11). World Economics. (n.d.). Croatia's informal economy size.
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